Author: shira@thumplocal.com

How to Reset Your Household Budget After Summer Spending

How to Reset Your Household Budget After Summer Spending

Posted by | Sep 30, 2025 | |

Summer is a great time to relax, travel, and enjoy time with family. But let’s be honest, it can also be expensive. Between vacations, camps, eating out more often, and back-to-school shopping, many families find themselves spending more than planned. Now that school is back in session, it’s the perfect time to reset your household budget and get your finances back on track. Here are a few simple ways to do just that. 1. Review Summer Spending Start by looking at what you spent over the summer. Check your bank and credit card statements to see where your money...

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How the One Big Beautiful Bill Could Impact Your Finances: A Guide for New York

How the One Big Beautiful Bill Could Impact Your Finances: A Guide for New York

Posted by | Aug 20, 2025 | , , , |

In July 2025, a major new law called the One Big Beautiful Bill was passed at the federal level. This law includes a wide range of changes to taxes, savings plans, and government programs. Whether you’re raising a family, running a business, or enjoying retirement, it’s important to know how the One Big Beautiful Bill might affect your finances, especially if you live in New York. 1. Bigger Tax Breaks for Families One of the biggest parts of the new law is a higher Child Tax Credit. Starting in 2026, families can get up to $2,200 per child. This...

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New York Family Tax Benefits: What Recent Changes Mean for Your Budget

New York Family Tax Benefits: What Recent Changes Mean for Your Budget

Posted by | Jul 17, 2025 | |

Recent changes to New York’s budget are bringing new tax breaks and support for families. These updates can affect your family’s budget in real ways, whether it’s through child tax credits, free school meals, or help with education savings. Understanding these New York family tax benefits can help you make smarter choices and keep more money in your pocket. Let’s take a closer look at what’s changing and how it could impact your family. Expanded Child Tax Credit in New York One of the most important updates for families in New York is the expanded Child Tax Credit. Starting...

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Planning for Summer Expenses Without Breaking Your Budget

Planning for Summer Expenses Without Breaking Your Budget

Posted by | Jun 30, 2025 | , , |

Summer is here, and with it comes the promise of warm weather, long days, and plenty of opportunities for fun. Family vacations, backyard barbecues, and weekend outings are classic memory-making summer activities. But summer fun can also come with some hefty expenses if you’re not careful. The good news is you don’t have to put your budget on hold just to enjoy the season. With a little planning and some smart money moves, you can soak up the sun and keep your finances in check. Here’s how to plan for summer expenses without breaking the bank. 1. Get Clear...

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Mid-Year Financial Check-In: Are You on Track for 2025?

Mid-Year Financial Check-In: Are You on Track for 2025?

Posted by | May 30, 2025 | , , |

It’s hard to believe we’re already halfway through the year! May is the perfect time to hit “pause” for a moment and do a mid-year financial check-in. Whether you made New Year’s resolutions back in January or just had a few money goals in mind, now’s a great opportunity to see how things are going—and make adjustments if needed. Just like you wouldn’t drive across the country without checking your GPS now and then, you shouldn’t go through the year without checking in on your financial progress. Here are five simple steps to help you evaluate your financial health...

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