Author: shira@thumplocal.com

Looking Ahead: Key Financial Trends to Watch in 2026

Looking Ahead: Key Financial Trends to Watch in 2026

Posted by | Dec 29, 2025 | , , |

As we move into 2026, many people are thinking about their financial goals and how to make smart choices in the year ahead. Understanding emerging trends in the economy, investing, and personal finance can help you plan more confidently. While no one can predict the future with complete certainty, being aware of these key trends can make a real difference in your financial decisions. Investment Outlook 2026: Opportunities and Risks The investment landscape continues to evolve, and 2026 may bring both opportunities and challenges. Sectors like technology, healthcare, and renewable energy are drawing interest from investors. There is a...

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Giving Thanks and Giving Back: Smart Strategies for Year-End Charitable Giving

Giving Thanks and Giving Back: Smart Strategies for Year-End Charitable Giving

Posted by | Nov 20, 2025 | , , |

Why Charitable Giving Matters for Your Finances As the holiday season approaches, many people begin to think about what they are thankful for. November is a time when families gather, reflect, and often feel inspired to help others. Charitable giving is one way to show gratitude, and it can also be part of a smart financial plan. If you are considering donating before the end of the year, it may help to understand how charitable giving fits into your overall finances. In many cases, donations to qualified charities can lower your taxable income. This means you might pay less...

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Essential Year-End Financial Planning Tips to Tackle in the Fall

Essential Year-End Financial Planning Tips to Tackle in the Fall

Posted by | Oct 31, 2025 | , |

As the year starts to wind down, the fall is a great time to check in on your finances and make sure you are ready for important deadlines. The last few months of the year can go by quickly, and it’s easy to put off financial tasks until it’s too late. Taking care of them now can help you avoid stress and feel more in control of your money. Here are a few year-end financial planning tips to take on this October and November. Year-End Financial Planning Tips for the Fall Increase Retirement Contributions Before It’s Too Late Some...

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How to Reset Your Household Budget After Summer Spending

How to Reset Your Household Budget After Summer Spending

Posted by | Sep 30, 2025 | |

Summer is a great time to relax, travel, and enjoy time with family. But let’s be honest, it can also be expensive. Between vacations, camps, eating out more often, and back-to-school shopping, many families find themselves spending more than planned. Now that school is back in session, it’s the perfect time to reset your household budget and get your finances back on track. Here are a few simple ways to do just that. 1. Review Summer Spending Start by looking at what you spent over the summer. Check your bank and credit card statements to see where your money...

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How the One Big Beautiful Bill Could Impact Your Finances: A Guide for New York

How the One Big Beautiful Bill Could Impact Your Finances: A Guide for New York

Posted by | Aug 20, 2025 | , , , |

In July 2025, a major new law called the One Big Beautiful Bill was passed at the federal level. This law includes a wide range of changes to taxes, savings plans, and government programs. Whether you’re raising a family, running a business, or enjoying retirement, it’s important to know how the One Big Beautiful Bill might affect your finances, especially if you live in New York. 1. Bigger Tax Breaks for Families One of the biggest parts of the new law is a higher Child Tax Credit. Starting in 2026, families can get up to $2,200 per child. This...

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