Author: DKSCPA

How To Vacation on a Budget in 2023

How To Vacation on a Budget in 2023

Posted by | Feb 28, 2023 | |

Winter is a popular time to go on vacation. However, especially nowadays, many people don’t feel that they can afford to go away. The truth is that with some pre-planning, creativity, and perhaps some redefining of “going away,” anyone can vacation, even with a small budget. Here are a few simple ways you can vacation on a budget in 2023. 1. Credit Card Points or Rewards Credit card points will always be one of the best ways to pay for a vacation without having to spend as much cash as you normally would. Different credit card companies have different...

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Five Tips to Help Your Small Business Survive During a Recession

Five Tips to Help Your Small Business Survive During a Recession

Posted by | Jan 27, 2023 | , |

It seems like there’s one topic that we can’t escape lately – the recession. A few months ago, we talked about if we actually are in a recession. In 2023, the question still remains unanswered! Whether you believe we’re in a recession or not, one thing is very clear – small businesses are taking a hit. Costs of goods are rising, while wages remain the same. Therefore, people are only spending money on the bare necessities – which are not as cheap as they used to be. As a result, small businesses aren’t generating as much profit. Here are...

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Financial New Year’s Resolutions for 2023 That You’ll Actually Keep

Financial New Year’s Resolutions for 2023 That You’ll Actually Keep

Posted by | Dec 30, 2022 | |

It’s that time of year again when everyone is making some kind of New Year’s resolution, whether it’s to lose weight, to get a promotion, or to achieve some other goal. When you’re thinking about habit-changing goals, a great category to consider is your finances. The new year is a great time to think about how you will improve your financial health, which, in turn, will help you achieve other goals on your list (such as finally being able to buy a house or take a dream vacation). Financial New Year’s resolutions are smart and important, but only if...

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Ways to Shop Smarter for the Holiday Season

Ways to Shop Smarter for the Holiday Season

Posted by | Nov 20, 2022 | , |

We’re about to enter the most expensive time of the year, between holiday gifts, party food and decorations, vacations, office Secret Santas, and other expenses that tend to crop up around the holidays. It’s no wonder people tend to stress out in the months of November and December. Luckily, there’s no need to go into debt so you can enjoy the holidays. With a bit of advanced planning and some savvy shopping strategies, you’ll be sufficiently prepared for the extra expenses. Here are a few ways you can shop smarter for the holiday season. 1. Save in Advance Saving...

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Scary Financial Mistakes to Avoid

Scary Financial Mistakes to Avoid

Posted by | Oct 30, 2022 | , |

October is a time for all things spooky and scary–and many of those things are harmless and made up, like ghosts and ghouls and monsters. But there are some scary things in life that are real and are important to face head-on in order to keep them in check or deal with them appropriately. One area of life that tends to scare people is their finances. Have you ever avoided looking at your bank account? Or tried not to think about looming bills or debt you have to pay? Finances scare people because they have such a significant impact...

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