DKSCPA, Author at DeSantis, Kiefer, Shall & Sarcone, LLP

Improve Your Financial Health for the New Year

Posted by DKSCPA | Jan 5, 2024 | Money Management, Planning, Saving |

As one year ends and another begins, it’s the perfect time to look back at the financial successes and mistakes of the past 12 months and make some goals for going forward. In areas of saving, spending, planning, and budgeting, it’s always a good idea to reevaluate what works and what needs changing or updating. You also may need to remind yourself of your financial goals that you might have made last year and may not have kept up with. A professional financial planner like the ones at DeSantis, Kiefer, Shall & Sarcone can help you get on track...

How To Manage Your Money During the Holidays

Posted by DKSCPA | Nov 30, 2023 | Money Management, Planning |

Life is expensive, and it’s especially expensive during the holiday season. Between gifts for your family members, various gift exchanges you’re obligated to participate in, tipping mail deliverers and garbage collectors and anyone else in your life who deserves tips, and so on, your holiday spending can get out of control quickly. Luckily, there are things you can do to financially plan for the holiday season so you feel comfortable with your spending. Here are some tips on how you can best manage your money during the holidays. 1. Plan in Advance Several months before the holiday season, it’s...

Top Four Ways to Improve Your Credit Score

Posted by DKSCPA | Oct 27, 2023 | Credit, Money Management, Planning |

You may have heard about the importance of your credit score, but what exactly does this score mean? And why is it important? Your credit score is a way for creditors to measure your trustworthiness and likelihood to dependently pay back your loan. You are scored based on timely payments and your credit history. Your credit score is most important if you want to take out a loan. The bank or other lending institution will use your credit score to determine your interest rate and if they will lend to you at all. If your credit score is lower...

How To Save Money When Everything is Expensive

Posted by DKSCPA | Sep 30, 2023 | Money Management, Planning, Saving |

Everything from interest rates to groceries has gone up in price, and a life that was once affordable may seem difficult to manage now. Especially if you’re suddenly living paycheck to paycheck, it may seem tempting to stop taking money out of your paycheck to put into savings, as you need that money now. You’ll worry about later…later, right? Our experts say differently. It’s still important to save for the future, even if you’re just getting by in the present. Who knows what the future will bring financially, and you want to be prepared. But if your monthly payments...

Should You Open a High-Yield Savings Account?

Posted by DKSCPA | Aug 25, 2023 | Money Management, Saving |

Are you looking to make the most of your money in a low-risk setting? A high-yield savings account could be a good option. With a high-yield savings account, your money earns more than in your standard savings account with your regular bank, and you aren’t at risk of losing what you put in the way you are when you invest in something like the stock market. However, there are some conditions and considerations you’ll have to think about before deciding if a high-yield savings account is right for you. Here are a few pros and cons to high-yield savings...

Author: DKSCPA

Improve Your Financial Health for the New Year

How To Manage Your Money During the Holidays

Top Four Ways to Improve Your Credit Score

How To Save Money When Everything is Expensive

Should You Open a High-Yield Savings Account?