Author: DKSCPA

Top 5 Things to Consider When Planning For Retirement

As schools cautiously open and some people start to go back to work, others who were only a few years away from retirement have decided to retire early in order to continue social distancing. With several unplanned retirements suddenly becoming reality, it’s important to make sure you have considered several elements of planning for retirement before you take the plunge. 1. Save Money Wherever You Can One of the best financial strategies to planning for retirement is to start saving young. As soon as you get your first job in your career field, you should be putting money away...

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How to Get Through Unemployment During the Covid-19 Pandemic

The Covid-19 pandemic has tremendously affected many industries in negative ways, including putting many employees out of work. If you have lost your job during the pandemic, you are not alone. You may never have been in this situation before and are unsure as to how to proceed so that you can survive financially until the job market recovers. Unemployment can be frightening, but speaking to a financial planner during this crucial time can help you stay on track to manage your finances when times are tough so you can stay afloat. Here we present to you some tips...

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Is It Worth It To Refinance Your Mortgage During the Covid-19 Pandemic?

In early March, the Federal Reserve cut mortgage rates in order to bolster the real estate economy and encourage buyers during a time when people are less likely to spend significant money on a new home. With fewer new homes on the market, however, many buyers are not finding what they are looking for and home sales are down. That said, many are looking to refinance their mortgage in order to get a lower fixed rate. But is it worth it to refinance? Let’s break down the benefits of refinancing and questions you should consider in order to determine...

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4 Ways Re-Evaluating A Strategic Plan Can Be Beneficial to Businesses

It is always smart for businesses to have a strategic plan. Strategic plans work together with business plans to lay out the goals of the company, how many staff members will need to be involved, who the clients are, what are the financial needs in order to accomplish the goals, and more. During this time of uncertainty for businesses, especially small businesses, it is even more important to reassess your strategic plan and perhaps come up with a new one. Below are several ways that re-evaluating your strategic plan can help the health and growth of your business. 1....

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What is the Covid-19 Stimulus Package and How Does It Help Me?

During the Covid-19 pandemic, finances have been one of the forefront of worries amongst Americans. On March 27th, a stimulus package was passed in which eligible Americans would receive money from the government. There was all sorts of confusion over how much money people would get, when they would get it, and if people would have to pay it back. Here we hope to clarify some of the details about the original stimulus package as well as the second one signed on April 24th. The CARES Act The original stimulus package everyone has been discussing was part of the...

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