Author: DKSCPA

Surviving Inflation: How to Afford Life When Everything is Expensive

Inflation has been a hot topic these days. From staff shortages to products and supplies on major backorder, it’s been difficult for companies to keep up with consumer demand, causing prices to rise. Surviving inflation may seem insurmountable. If you feel like you can no longer afford life’s simple pleasures the way you used to, you’re not alone. We have put together this list of strategies in order to help you make smart financial decisions during this difficult and expensive time. Tips on Surviving Inflation 1. Stay Out of Debt Now is the time to cut back, but you...

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Top 5 Tips To Save Money This Summer

Summer is almost here, and you may find yourself dreaming of taking a vacation or going on several day trips and summertime adventures. While summer can be a relaxing time in many areas, including finances (after all, tax season is over and you won’t have to worry about it again for several more months), it’s also a great time to take stock of your financial health and think about how you can both have fun and save money this summer. 1. Take Advantage of Free Activities Over the summer, many towns and cities, such as NYC, offer free entertainment...

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Why Do You Owe Taxes in 2021?

You file your taxes like you are supposed to, on time, responsibly, and then find out you owe several hundred–or even thousand–of dollars to the government. You pay taxes off your paycheck during the year, so what’s going on? Why do you owe even more taxes? And how can you make sure you don’t owe money next year? These are common questions during tax season, and we are here to help you understand why you owe more money than you think you do and how you can make different choices to have a different outcome in the future. 1....

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Which is Smarter: To Rent or Buy My Home in 2022?

When it comes time to move into your own home, you have two main options: rent or buy. You may wonder which choice is the most financially responsible, and the truth is, there is no single, one-size-fits-all answer. While many advise that it is always better to own than to pay rent, there are some scenarios that make renting the better option. Ultimately, it comes down to your particular circumstances. Let’s go through some of the top reasons for renting and buying so you can get a better idea. Should I Rent or Buy? Reasons to Rent 1. No...

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4 Simple Strategies to Build Up Your Personal Savings Account

Saving for retirement is a big part of financial planning, but building up a personal savings account you can use today is important, too. You never know when you’ll need extra funds–whether it’s for emergency home repair, if you lose your job, if your car dies and you suddenly need to buy a new one, or any other unplanned event comes up. Sometimes known as a fund for a “rainy day,” savings accounts are crucial in order to get through the various crises life can throw at you. In fact, experts recommend you have at least six months worth...

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